Learn how farmers can claim crop insurance after crop damage and what documents are required.
Khetiwadi·Updated 18 March 2026·2 min read·5,185 views
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Crop insurance is an important protection mechanism for farmers in India. Natural disasters like drought, flood, hailstorm or pest attacks can damage crops and cause heavy financial losses.
Under crop insurance schemes such as PM Fasal Bima Yojana, farmers can claim compensation if their crops are damaged.
Many farmers who take loans through Kisan Credit Card automatically get crop insurance coverage.
If crop damage occurs, farmers must inform the bank or insurance company within 72 hours.
After that, a survey team assesses the crop loss and the compensation is processed accordingly.
Frequently Asked Questions
When can farmers claim crop insurance?
Farmers must report crop damage within 72 hours to claim insurance.
Is crop insurance included with KCC loans?
In many cases crop insurance is automatically included with KCC loans.